What Is Debt Service Coverage Ratio (DSCR) in Real Estate?
December 17, 2024

Scott Sage
ARTICLE SUMMARY
Your vacation rental's revenue might look great on paper, but lenders care more about what's left after expenses—and that's where DSCR comes in. The debt service coverage ratio in real estate shows whether a property generates enough income to cover its loan payments. You can secure better financing and grow your portfolio more efficiently by understanding and optimizing this crucial metric.

Scott Sage
Senior Vice President, Marketing & Customer Experience
Scott is an Airbnb Superhost and industry pro, having founded Home Base BnBs—a short term rental management company that scaled to 200+ units. Scott combines his experience and passion for hosting to empower AirDNA customers' success. When he's not thinking about STRs, he is hiking, playing basketball, or playing pickleball.